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Prevent Identity Theft With 6 Easy Habits

By: Adrian Fletcher

It might seem like a huge number, but it is estimated that nearly 10 million people will be affected by some form of identity theft this year. The reality is that if you do any form of online or telephone shopping you could be at risk. In fact, in worst case scenarios, a cunning thief only needs you name to commit some forms of crime using your identity. Here are six ways that you can prevent identity theft happening to you.

If you are throwing out any mail or documents, check that they do not have any of your personal details on them. A common form of acquiring identity is to go through someones trash looking for this type of information. This could include any government letters, credit card statements, utility bills or receipts. You should shred these type of documents before throwing them away. If you don't have a shredder then tear them up into many pieces.

Don't leave your mail in the mail box for a long time. Again, opportunistic thieves may go through your mail box for any letters that give away personal information. You could even get a PO Box for increased security but this may be a cumbersome way to get your daily mail. If you go on vacation then ask the postal service to hold your mail or redirect it to a trustworthy location while you are away.

Protect your social security number. It is very rare that you will need to give this information out so never carry it on you. Rather, store it at home in a secure location like a safe or concealed space.

Again, be careful with receipts that your get in your daily dealings. Things like ATM or bank statements or credit card receipts can hold important information that can be used against you. Always take them with you and shred at a later date if you don't want them.

Don't give any personal details to cold calling telephone people. They may sound legitimate but this is no guarantee that they are legitimate. Better still, ask them who they are, the company they are calling on behalf of and the reason for the call. Then phone back the company on a verified number and ask about the person and reason for calling. This should prove the legitimacy of the call and you may want to give the information they asked for away then.

Get off of junk mail lists. Ask to be removed from the mailing list of any junk mail or mail that you don't feel benefits you in any way. This can save you a lot of work opening and throwing mail away and prevent any potential identity theft problems occurring.

Although these suggestions might seem straight forward and you may do some of them already, it is important to stay vigilant. Many people can become careless when nothing happens to them. Try to turn these suggestions into habits that you perform without thinking so that you never let your guard down. Hopefully this will prevent identity theft ever happening to you.

Article Source: http://www.gcyarticles.com

For advice on protecting yourself from identity theft, visit www.identitytheftsentry.com . Learn about phishing and other common identity theft scams.

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